Privacy Policy

Last Updated: 6/14/10

This privacy statement covers the Web site www.RefinanceMortgage.com and is intended to demonstrate its commitment to protecting your privacy, the privacy of personally identifiable information about users of our Site and users of services available through this Site

We encourage you to read this Privacy Policy carefully when using our websites or services or transacting business with us. By using our websites, you are accepting the practices described in this Privacy Policy.

If you have any questions about our privacy practices, please refer to the end of this Privacy Policy for information on how to contact us.

Information Collection and Use

We will collect and use personal information about you to respond to your request for products and services offered through this website

  • Information You Provide. We may collect and store any personal information you enter on our websites or provide to us in some other manner. This includes identifying information (such as your name, home or mailing address, e-mail address, and telephone number), information about your home or prospective home, your financial information (such as your income, assets, or debts), your Social Security number, personal information (such as your gender and age), and, if you lock-in a loan through RefinanceMortgage.com Lender partners, information about your lock-fee payment method (valid credit card number, type, expiration date or other financial information).
  • Information from Other Sources. We may also periodically obtain both personal and non-personal information about you from business partners, contractors and other third parties. Examples of information that we may receive include credit reports, information about your home and additional demographic information. However, RefinanceMortgage.com does not pull a credit bureau report on loan customers without permission.
  • Information about Others. We may also collect and store personal information that you provide to us about other people (such as co-borrowers), including their name, address, phone number, Social Security number, financial information or other personal information.

Use of Cookies and Other Technologies to Automatically Collect Information. We and our authorized service providers, advertising companies, and ad networks use various technologies to collect information from your computer and about your activities on our websites (see "Information Collected by Third Parties" below). We and these companies automatically collect information from your browser when you visit our websites. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us or them (see "Cookies" below) and the referring website address.

If you choose to decline cookies, please note that you may not be able to sign in or use some of the interactive features offered on our websites.

We also collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information. In addition, we might receive information about you from other online or offline sources and may add that information to your existing account.

We share personal information about you under the following circumstances:

If you submit a request for quotes for a loan product or service offered through this website, we will share the personal information contained in your request form (such as your full name, address, telephone number, property location, self-assessed value, and Social Security Number) with third parties, which include banks, mortgage lenders and brokers, and lead aggregators (collectively, "Lender" or "Lenders") in our client network to process and fulfill your request. In some circumstances, we may obtain additional information about you and/or share that information with Lenders in our network. For example, we may use your Social Security Number, your Year of Birth, or your personal information to obtain your credit report and credit score to help us better match you with Lenders.

Third Party Links

This Privacy Policy applies to all information that you provide to Mortgagerefinance.com. However, when you visit websites to which Mortgagerefinance.com links, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party's privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.

Removing Your Information

Federal and state regulations require that we maintain all information (including your personal information) submitted through the RefinanceMortgage.com website for various time periods. In order to comply with these regulations, we cannot delete your information from our database.

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us:

By sending an email to:
CustomerService@RefinanceMortgage.com

By sending a letter to:
RefinanceMortgage.com
Attn: Customer Service
1726 Stoner Ave #101
Los Angeles, CA 90025

Changes to this Privacy Policy

RefinanceMortgage.com may update or modify this Privacy Policy from time to time. If there are material changes to this Privacy Policy or in how RefinanceMortgage.com will use your personal information, we will post such changes here. You will be notified if any of the material changes that affect the use of your personal information

By using this site, you signify your assent to the RefinanceMortgage.com Privacy Policy. If you do not agree to this policy, please do not use any of the RefinanceMortgage.com site. W hen you request rate quotes or other information through RefinanceMortgage.com, you are authorizing us to share information with our business partners, who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure you are aware of any changes in our privacy practices. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

Special Notice to California Residents. RefinanceMortgage.com will not share any personal information about you with other RefinanceMortgage.com companies to the extent prohibited by applicable California law or to the extent your prior consent to share is required by applicable California law.

Current Interest Rates
PRODUCT +/- Rate Last week
30 year fixed Arrow 4.09% 4.16%
15 year fixed Arrow 3.25% 3.30%
5/1 ARM Arrow 3.28% 3.36%
PRODUCT +/- Rate Last week
30 year fixed refi Arrow 4.09% 4.17%
15 year fixed refi Arrow 3.25% 3.34%
10 year fixed refi Arrow 3.15% 3.18%
PRODUCT +/- Rate Last week
60 month used car loan Arrow 3.20% 3.20%
48 month used car loan Arrow 3.18% 3.19%
60 month new car loan Arrow 3.44% 3.44%
PRODUCT +/- Yield Last week
6 Month CD Arrow 0.75% 0.71%
1 Year CD Arrow 1.24% 1.24%
2 Year CD Arrow 1.41% 1.41%
PRODUCT Rate
MMA and SAVINGS 0.58%
$10k MMA 0.57%
Interest Checking 0.43%

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